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Points
10 Reasons Why Manufactured Spending is Not for Most People
15 Jun. 2017
10 Reasons Why Manufactured Spending is Not for Most People
Rose Colored Glasses I just finished speaking on a (Manufactured Spending) panel at FTU in Minneapolis this past weekend.  The room was filled with a variety of people, some who have never done any manufactured spending to those doing comfortably over six figures worth each month.  In general it seemed like most of the audience
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Scamming the system?  The moral case for travel hacking…
7 Jun. 2017
Scamming the system? The moral case for travel hacking…
The Power of Points When people ask me how I travel so much for so little money, I usually just keep it simple with a one word answer: “Points”.  That answer is usually followed by a brief explanation of the concept of travel hacking and how I benefit from it.  On more than one occasion,
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Last Year I Earned 2,332,753 Miles and Points !!
7 Jun. 2017
Last Year I Earned 2,332,753 Miles and Points !!
Earning Rates You’ve probably heard the story before.  If Bill Gates dropped a $100 bill on the ground while walking it wouldn’t be worth his time to pick it up.  Depending on the year and value of his portfolio and other assets, calculations peg Mr. Gates as earning between $100 to $400 per second.  Yes per
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Too Many Points with Too Many Programs?
1 Jun. 2017
Too Many Points with Too Many Programs?
Balanced? I comfortably earn over a million frequent flyer miles, hotel points, and other travel related award points each year.  I do so in a variety of ways and always have the goal of attaining those points with no out of pocket costs, or as close to zero as possible.  In case you’re wondering how
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Paying for Points, A Month of Manufactured Spend
4 Dec. 2016
Paying for Points, A Month of Manufactured Spend
Manufactured Spend and Cost Per Point Like many I earn award points and miles in many different ways.  Throughout 2016, I explored some methods of earning points at higher levels through various techniques including reselling and manufactured spend (MS). Manufactured spend in the points world has become an incredibly hot topic.  Whether at a local ...
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Greatest Points and Miles Stories of All Time
10 Nov. 2016
Greatest Points and Miles Stories of All Time
Irrational Exuberance Alan Greenspan once talked about rising stock prices as “irrational exuberance”.  Much of that kind of excitement in the award points and miles world now is manufactured spend.  But what seems like a new thing has roots many years old, and with it, some great and now nearly mythic people and stories to
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Points and Miles Inflation
10 Nov. 2016
Points and Miles Inflation
Collecting a Depreciating Asset It’s great to have award points and miles to reduce or even eliminate the cost of travel, but points and miles inflation makes that increasingly difficult to keep up with the Joneses. Most enthusiasts in this hobby refer to the various award points programs as “currency”, as each point earned has value.  ...
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US Bank Flexperks Underrated and Still Relevant: Manufactured Spend?
10 Nov. 2016
US Bank Flexperks Underrated and Still Relevant: Manufactured Spend?
Early Beginnings I have some nostalgia for Flexperks, as it was my first reward earning credit card and points program.  It’s not the best point program or reward currency out there, but I’ve been able to take advantage of some of the opportunities that it presents.  I don’t recommend any Flexperks cards for people just
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