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New Music:  August 2018 Playlist
1 Aug. 2018
New Music: August 2018 Playlist
The Jam I have many thousands of types of songs and music saved in various media forms.  Spotify has been a pretty good interactive platform to work with and share music with others thusfar, so I plan to keep using it.  Each month I try and upload 10-15 songs that I enjoy, hopefully you will
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Manufactured Spend Backup Plans
29 Jul. 2018
Manufactured Spend Backup Plans
Increasing Spend, Increasing Risk Over the past 30 days or so, plenty of SPG Amex cardholders have rushed to increase the spend on their cards in order to capitalize on the current 3:1 SPG to Marriott differential.  On August 18th, SPG points loose 33% of their value.  One reader emailed me a few days ago
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Visa Gift Card Deal at Office Max/Depot starting today
29 Jul. 2018
Visa Gift Card Deal at Office Max/Depot starting today
Kind of a Big Deal A reminder there’s free points at Office Max/Depot today with a possible negative cost Visa gift card (VGC) promotion. The promotion is pretty standard:  get $10 off (instantly at checkout) $300 (or more) worth of Visa Everywhere branded (debit) gift cards purchased.  It’s not as good as the previous $15
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Talking Manufactured Spend At Walmart
19 Jul. 2018
Talking Manufactured Spend At Walmart
No Stone Unturned Periodically, and when I have free time (which isn’t often), I’ll drive to various Walmarts around the city.  These tours have a specific purpose:  to see what the manufactured spending (MS) vibe is like in each store.  Some stores are on a regular rotation for me, while others haven’t been visited in
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Manufactured Spend Musical Chairs
16 Jul. 2018
Manufactured Spend Musical Chairs
Duck, Duck, Goose It’s not a news flash that the options available for manufactured spend (MS) vary dramatically around the country.  Certain areas are better, and sometimes substantially better, than other locales depending on the deal and/or liquidation methods.  Beyond having more MS friendly stores, some states also have laws that allow t...
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Scary 5 Minute Call With Chase
12 Jul. 2018
Scary 5 Minute Call With Chase
Shutdown? Last night I had a pretty terrifying phone call with Chase.  Towards the end of manufactured spending liquidation run, I stopped into a Walgreens to pick up a Vanilla gift card.  Walgreens, gas stations, and Lyft all code as 5x for the Freedom bonus categories this quarter.  Although Walgreens was not part of the
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Why I Didn’t Do The Iberia Deal
9 Jul. 2018
Why I Didn’t Do The Iberia Deal
Don’t Believe the Hype? A great, then good, then in limbo deal surfaced in the past few weeks with Iberia Airlines.  Iberia is an airline carrier based in Madrid, Spain.  It’s award program uses Avios points that have the possibility of being transferred to and from British Airways.  Iberia is part of the One World
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Booking My First Round The World Trip with Points
7 Jul. 2018
Booking My First Round The World Trip with Points
Situation Overview Two years ago I had some Citi Thank You points and a bonus offer from Etihad came up.  If I remember correctly the transfer bonus was 30%, so I jumped on it.  At that time, the logic I used for that decision was: 1) I figured that that I could always make use
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