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Mall of America Implements Gift Card Changes
9 Sep. 2019
Mall of America Implements Gift Card Changes
Winds of Change Although there were rumors that the start of the gift card changes at the Mall of America (MoA) were delayed until the end of September, the actual change happened as previously announced, today (Sept 9).  In a nutshell, Mall of America made significant changes to their gift card program, essentially all designed
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Losing a Friend
2 Sep. 2019
Losing a Friend
News Last weekend I lost a friend of mine.  Death isn’t an uncommon thing, but my friend (Gary) died in a rare and freakish boat accident in Canada.  In fact, if you’ve kept up to date in the news you may have seen the story.  Basically, my friend was killed by either Kevin O’Leary (from
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Mall of America Changing Gift Card Purchases
28 Aug. 2019
Mall of America Changing Gift Card Purchases
The Basics It’s only a local play, but Mall of America has long sold gift cards to customers.  They sell up to $1,000 in gift cards per day to individual customers at any of the (4) customer service booths inside the mall.  The maximum dollar amount is $500, each with a $2 fee.  The cards
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Hoarding Points and Saving Money
26 Aug. 2019
Hoarding Points and Saving Money
No Savings When I was in my 20’s I didn’t save money towards retirement.  Zero, zilch, nada, zip.  That period wasn’t savings free though, as I did save $30,000 or so for travels to around 35-40 countries during that time.  In terms of retirement though, I was basically brain dead.  I remember willfully ignoring the
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My Podcast is Now on Stitcher Radio
23 Aug. 2019
My Podcast is Now on Stitcher Radio
Finally Many people don’t know that I have a podcast.  Actually many people don’t know that I have a website or a podcast!  Neither ventures are profit driven, but rather are an attempt to be creative in different ways.  When I was younger I used to be into varieties of creative outlets like drawing, acting,
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My Flexperks Dilemma
22 Aug. 2019
My Flexperks Dilemma
Puzzled Flexperks has lost appeal for most people in the travel rewards game.  I’ve had a U.S. Bank credit card since I was in college that has earned rewards, although if I remember correctly, the card did change in some way over a decade ago.  I wasn’t tuned into the points hobby back then, and
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August 2019 App-o-Rama Results
22 Aug. 2019
August 2019 App-o-Rama Results
App-e-tizing After cashing out my Discover miles, that same day I decided to try an App-o-Rama.  My recent account shutdowns with Bank of America (BoA) and Citibank have left me with a real shortage of cards to earn rewards with.  I’m not alone, as others have had similar issues with finding good cards.  I still
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How to Cash Out Discover It Miles
21 Aug. 2019
How to Cash Out Discover It Miles
Bakers Dozen The Discover It Miles credit card is often billed as a 3% cash back (CB) rewards card, all with no annual fee.  That part is true, but with a small twist.  Discover gives cardholders 1.5 miles for each purchase, and after 12 months of usage, all of the miles earned are eligible to
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