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18 Jun. 2022

David vs. Goliath The covid pandemic was tough on small business. The path the government chose crushed so many small businesses and favored big business like Home Depot, Amazon, Walmart, and others. During, and even before the pandemic, it seems like the points and miles loyalty game tracked down a similar path – with smaller,

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18 Jun. 2022

Moving, Manufactured Spend, and The Police?

Movin-On Out I recently left Minnesota and moved out of state. There were several factors involved in the move including better weather, the ability to work remotely, and the left-wing violence that engulfed the Twin Cities metro, which I wrote about previously. Minnesota is a nice state, and I do love miss a lot of

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4 Jan. 2022

Walmart Western Union Money Order Changes

In With The New Out With The Old? Manufactured spend (MS) that involves Walmart money orders has definitely gone out of fashion for most people looking to accrue points en masse with limited cost (and risk). A combination of a lower number of pin based gift card debits that actually work at Walmart for MS,

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11 Dec. 2021

Amex Revival

Alive….Again A few months ago, and shortly after after trying to make a gas purchase with one of my American Express cards, I found out my accounts were closed. Myself, along with hundreds of others (possibly more), had their credit cards shutdown. I wrote about the issue before and won’t rehash it all here, but

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6 Oct. 2021

Amex Shutdown

Say It Ain’t So Some shutdowns are not a complete surprise. If you’ve read this blog before, you likely know that I’ve had a fairly lengthy rap sheet of big bank shutdowns associated with loyalty rewards earning credit cards. Shutdowns are not a source of pride believe me; they are a touch of embarrassment combined

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19 Sep. 2021

Unblogging ?

Gut Check I haven’t blogged for awhile. As odd as it may sound, part of the reason has been the political situation in the country and my city, which hasn’t sat well with me. To be frank, it’s got me down and taken away some of the blogging steam I had before. Blogging also takes

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25 Sep. 2020

New Credit Cards

Plastics It’s been awhile since I last applied for new credit cards. In August 2019, I applied, and was approved for, 7 new credit cards. Seeing the approvals and points hypothetically roll-in was great, but applying for that many cards led to issues, and I was actually shutdown by one of my major banks (who

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24 Jul. 2020

MoneyGram Banned….Again!

Back Scratch Fever You provide a service. I use that service. I pay you fees for your service. You complete the service. The cycle continues. That seems like a logical and free market sort of thing to do. MoneyGram has decided otherwise and is playing with a different set of guidelines. Their rules go something

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