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7 Aug. 2018

Shutdown I recently wrote a post about a bank shutdown linked to manufactured spending (MS). It was my first checking deposit related bank shutdown from MS, but probably not the last. The TCF Bank checking account in question was set to be closed on July 31. I preemptively closed the account the day before, so

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1 Aug. 2018

New Music: August 2018 Playlist

The Jam I have many thousands of types of songs and music saved in various media forms. Spotify has been a pretty good interactive platform to work with and share music with others thusfar, so I plan to keep using it. Each month I try and upload 10-15 songs that I enjoy, hopefully you will

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29 Jul. 2018

Visa Gift Card Deal at Office Max/Depot starting today

Kind of a Big Deal A reminder there’s free points at Office Max/Depot today with a possible negative cost Visa gift card (VGC) promotion. The promotion is pretty standard: get $10 off (instantly at checkout) $300 (or more) worth of Visa Everywhere branded (debit) gift cards purchased. It’s not as good as the previous $15

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9 Jul. 2018

Why I Didn’t Do The Iberia Deal

Don’t Believe the Hype? A great, then good, then in limbo deal surfaced in the past few weeks with Iberia Airlines. Iberia is an airline carrier based in Madrid, Spain. It’s award program uses Avios points that have the possibility of being transferred to and from British Airways. Iberia is part of the One World

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7 Jul. 2018

Booking My First Round The World Trip with Points

Situation Overview Two years ago I had some Citi Thank You points and a bonus offer from Etihad came up. If I remember correctly the transfer bonus was 30%, so I jumped on it. At that time, the logic I used for that decision was: 1) I figured that that I could always make use

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3 Jul. 2018

New Music: July 2018 Playlist

Music is a bit late this month but I’ve been busy booking a round the world trip with miles and earning points for my next trips. This month, music from Africa, Sweden, England, USA, France, and Jamaica. I love new music, but it’s not always easy to find it, especially living in the U.S. Besides

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2 Jul. 2018

Saving Myself From a Chase Shutdown

Temptress This past week Chase introduced the World of Hyatt credit card. It’s a revised card to the previously released Chase Hyatt Visa that has a vastly different set of benefits and rewards possibilities. The main draws for me with this new card is the ability to spend your way to top tier (Globalist) status

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20 Jun. 2018

Identity Theft at Walmart Money Center?

MOTR During a liquidation run to a local Walmart a few days, I filled out the Money Order Transaction Form (MOTR). Walmart is required to capture customer information when and if $3,000 or more in money orders are purchased. For stores that allow multiple debit/gift card swipes for money orders, some stores don’t utilize the

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