Collecting a Depreciating Asset It’s great to have award points and miles to reduce or even eliminate the cost of travel, but points and miles inflation makes that increasingly difficult to keep up with the Joneses. Most enthusiasts in this hobby refer to the various award points programs as “currency”, as each point earned has value.  ...

Early Beginnings I have some nostalgia for Flexperks, as it was my first reward earning credit card and points program.  It’s not the best point program or reward currency out there, but I’ve been able to take advantage of some of the opportunities that it presents.  I don’t recommend any Flexperks cards for people just

Manufacturing Spend For those who are new to the points and miles landscape, there are different definitions of manufactured spend circulating, but one that I think is agreeable is: “Manufactured spend” (MS) is the process of using promotions, resources and techniques that allow a person to accrue maximum rewards (cash, points, miles, benefits) whi...