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23 Nov. 2018

A Decent First Date I’ve been blogging for over a year now. During the development of my website, the main launch goal I had was to have the website ready for the Frequent Traveler University (FTU) event in Minneapolis last summer. My blog went “live” the day before FTU began, but unfortunately my website domain

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13 Nov. 2018

The Capital One News Is A Big Deal

Numero Uno I haven’t posted in a while because I was in Montreal enjoying some northern exposure last week. I arrived back in Minneapolis to even worse weather than in Montreal (which is saying something), and also some interesting and massively positive news from Capital One. I’ll write about my Montreal experience soon, but in

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29 Oct. 2018

Discover, Capital One Easing Lending Limits

No Soup For You With the economy still hot and people piling on debt, some banks like Capital One and Discover are getting jittery about the possibility of big losses in the near future. A recent Wall Street Journal article points out that both banks are starting to tighten lending standards, as both banks have

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12 Oct. 2018

Negative Changes Coming To Walmart Soon?

End Times Some more negative changes relating to manufactured spend (MS) have been circulating in the past few days, and may go into effect very soon at your local Walmart. The current state of MS at Walmart varies considerably. There’s a corporate money order policy that’s sent to stores across the country, yet each store

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11 Oct. 2018

Tap Out: No More Apps Until 5/24?

Tapped At various times over the past 6 months, I’ve been contemplating tapping out. By tapping out, I don’t mean quitting the points and miles “hobby”. That’s borderline crazy talk at this point. When I say tapping out, I mean not applying for any more rewards credit cards for the next 24 months. Even that

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10 Oct. 2018

Latest Round of Credit Card Applications Results

So-So, Same-Same My last couple of credit card app-o-rama’s haven’t been overwhelmingly successful and this round was similar. Here’s a quick breakdown of this past week’s application run: Citi AAdvantage Platinum Select World Elite Mastercard – 60k AA miles sign-up offer. Approved instantly. This is my third editio...

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1 Oct. 2018

Violence at Walmart

All Time….Low Like others in the points community, I spend my fair share of time inside the walls of various Walmarts. Over the years I’ve seen an experienced a lot of things in and outside of the Money Center. Last night I was in a store getting a couple of money orders and saw a

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22 Sep. 2018

Saving For A Travel IRA

Anniversary and 10M This week is my five year anniversary of being involved in the points and miles hobby/profession. Kind of by coincidence, I’ve just passed the 10 million points mark. That total isn’t points earned, it’s points currently banked. I haven’t accurately kept track of points that I’ve redeemed, but kn...

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