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My Flexperks Dilemma
22 Aug. 2019
My Flexperks Dilemma
Puzzled Flexperks has lost appeal for most people in the travel rewards game.  I’ve had a U.S. Bank credit card since I was in college that has earned rewards, although if I remember correctly, the card did change in some way over a decade ago.  I wasn’t tuned into the points hobby back then, and
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August 2019 App-o-Rama Results
22 Aug. 2019
August 2019 App-o-Rama Results
App-e-tizing After cashing out my Discover miles, that same day I decided to try an App-o-Rama.  My recent account shutdowns with Bank of America (BoA) and Citibank have left me with a real shortage of cards to earn rewards with.  I’m not alone, as others have had similar issues with finding good cards.  I still
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How to Cash Out Discover It Miles
21 Aug. 2019
How to Cash Out Discover It Miles
Bakers Dozen The Discover It Miles credit card is often billed as a 3% cash back (CB) rewards card, all with no annual fee.  That part is true, but with a small twist.  Discover gives cardholders 1.5 miles for each purchase, and after 12 months of usage, all of the miles earned are eligible to
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Discover It Miles (Year 2) Results
21 Aug. 2019
Discover It Miles (Year 2) Results
A Year and A Month Earlier this week I reached the points match for my second Discover It Miles card and was able to cash it out for a nice redemption.  It seemed like the day I could finally cash out wouldn’t arrive, as shutdown fears loomed and waiting 13 months was a long time.
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My Website Almost Died
13 Aug. 2019
My Website Almost Died
Problemas I’ve been a blogger now for over a year, and haven’t had any major website issues until a few days ago.  Last week I received a message from a friend of mine who tried to access my blog and couldn’t.  It was surprising news, but when I went to investigate, I couldn’t login or
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Simon Mall to Sell $1,000 Visa Gift Cards
12 Jul. 2019
Simon Mall to Sell $1,000 Visa Gift Cards
Dollars & Sense Messages from Simon Mall have gone out in the last 24-48 hours stating that next Wednesday to Sunday (7/17 – 8/4), Visa gift cards (VGC’s)with denominations of $1000.00 will be sold.  Normally the max card value is $500 so this is twice that amount.  As an added plus, the fee per card
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3% Cash Back Card (That You Probably Didn’t Know About)
8 Jul. 2019
3% Cash Back Card (That You Probably Didn’t Know About)
An Old New Card As I’m becoming more inspired by FIRE (financial independence retire early), I’m becoming more and more of a fan of cash rewards vs. points.  Fortunately there’s still plenty of opportunity to earn rewards with high end value and often those rewards will greatly outperform the returns from cash.  However, as I̵...
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Cashing Out 1 Million Chase Ultimate Rewards
20 Jun. 2019
Cashing Out 1 Million Chase Ultimate Rewards
Straight Cash Homey I just cashed out 1 million Ultimate Rewards (UR) into $10,000 in cash.  To some, alleviating a rewards account of a million Ultimate Rewards is blasphemous, and to some others it’s a wise decision.  I don’t really care about either take, as I have near-term financial goals and this cash-out brings me
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