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22 Aug. 2019

Puzzled Flexperks has lost appeal for most people in the travel rewards game. I’ve had a U.S. Bank credit card since I was in college that has earned rewards, although if I remember correctly, the card did change in some way over a decade ago. I wasn’t tuned into the points hobby back then, and

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22 Aug. 2019

August 2019 App-o-Rama Results

App-e-tizing After cashing out my Discover miles, that same day I decided to try an App-o-Rama. My recent account shutdowns with Bank of America (BoA) and Citibank have left me with a real shortage of cards to earn rewards with. I’m not alone, as others have had similar issues with finding good cards. I still

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21 Aug. 2019

How to Cash Out Discover It Miles

Bakers Dozen The Discover It Miles credit card is often billed as a 3% cash back (CB) rewards card, all with no annual fee. That part is true, but with a small twist. Discover gives cardholders 1.5 miles for each purchase, and after 12 months of usage, all of the miles earned are eligible to

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21 Aug. 2019

Discover It Miles (Year 2) Results

A Year and A Month Earlier this week I reached the points match for my second Discover It Miles card and was able to cash it out for a nice redemption. It seemed like the day I could finally cash out wouldn’t arrive, as shutdown fears loomed and waiting 13 months was a long time.

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13 Aug. 2019

My Website Almost Died

Problemas I’ve been a blogger now for over a year, and haven’t had any major website issues until a few days ago. Last week I received a message from a friend of mine who tried to access my blog and couldn’t. It was surprising news, but when I went to investigate, I couldn’t login or

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12 Jul. 2019

Simon Mall to Sell $1,000 Visa Gift Cards

Dollars & Sense Messages from Simon Mall have gone out in the last 24-48 hours stating that next Wednesday to Sunday (7/17 – 8/4), Visa gift cards (VGC’s)with denominations of $1000.00 will be sold. Normally the max card value is $500 so this is twice that amount. As an added plus, the fee per card

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8 Jul. 2019

3% Cash Back Card (That You Probably Didn’t Know About)

An Old New Card As I’m becoming more inspired by FIRE (financial independence retire early), I’m becoming more and more of a fan of cash rewards vs. points. Fortunately there’s still plenty of opportunity to earn rewards with high end value and often those rewards will greatly outperform the returns from cash. However, as I̵...

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20 Jun. 2019

Cashing Out 1 Million Chase Ultimate Rewards

Straight Cash Homey I just cashed out 1 million Ultimate Rewards (UR) into $10,000 in cash. To some, alleviating a rewards account of a million Ultimate Rewards is blasphemous, and to some others it’s a wise decision. I don’t really care about either take, as I have near-term financial goals and this cash-out brings me

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