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8 Jul. 2019

3% Cash Back Card (That You Probably Didn’t Know About)

An Old New Card As I’m becoming more inspired by FIRE (financial independence retire early), I’m becoming more and more of a fan of cash rewards vs. points. Fortunately there’s still plenty of opportunity to earn rewards with high end value and often those rewards will greatly outperform the returns from cash. However, as I̵...

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8 Jul. 2019

Travel Tune: July 8, 2019

A New Old Song I have lots of music from all around the world, but found this song last night browsing some 1950’s songs. I love that era, and the tune is really nice. At first I thought it was Harry Belafonte, but it’s actually Louis Prima, a guy that I didn’t know about before

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20 Jun. 2019

Cashing Out 1 Million Chase Ultimate Rewards

Straight Cash Homey I just cashed out 1 million Ultimate Rewards (UR) into $10,000 in cash. To some, alleviating a rewards account of a million Ultimate Rewards is blasphemous, and to some others it’s a wise decision. I don’t really care about either take, as I have near-term financial goals and this cash-out brings me

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19 Jun. 2019

100+ Ways to Earn Points, Miles & Travel Rewards

To the Point There are more loyalty rewards programs linked with travel, finance and general consumption emerging every year, however many opportunities to earn rewards go without notice. Although I’ve listed many ways to earn loyalty based rewards in this post, I know there are other ways that are not on this list. Ways to Earn

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6 Jun. 2019

Citibank Shutdown

Rough Ride Trips are usually fun, but are becoming bad luck for me. A few months ago I was shutdown by Bank of America during my round the world trip overseas and came home to find snail mail closure notifications. This time, I took a 5 day domestic trip and the morning after returning, wasn’t

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27 May. 2019

Delhi, India – Podcast #13

I’ll Never Do It Again (I.N.D.I.A) Delhi is a big and wild place. As part of a recent around the world trip, this episode dives into all things Delhi, from an unexpected visit to a local hospital to seeing chickens slaughtered with bare feet. I thought I was ready to travel in India. I wasn’t.

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22 May. 2019

Another Bluebird Purge

Re-Shutdown Bluebird has again become very popular in points and miles circles for unloading debit based gift cards. To some that might come as a surprise, as Bluebird was supposed to be dead? Well not all shutdowns are permanent, and after a year or so, many programs seem to welcome customers back with open arms.

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20 May. 2019

Chase Needs An Enhanced Cash Out Option

Imperfection Point(s) Chase points (Ultimate Rewards) are easy to earn, even at elevated levels, but the bank’s rewards program is missing something: the ability to redeem points for cash at rate greater than 1%. The Chase rewards card lineup nearly has it all: more than competitive credit card sign-up bonuses cards that earn enhanced spend

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